Posted by Shivani Siroya on Oct 02, 2017
Shivani Siroya is the founder of Tala Mobile, a Santa Monica, California, US, which makes micro-loans in Kenya, Tanzania, and the Philippines.  Tala developed an app that would-be borrowers download onto their cell phones.  The app uses a person's routine habits to identify behaviors that are more meaningful than traditional credit scoring for loan repayment.